Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home.

One of the reasons for this is that they mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects. Wrong! – The Mortgage Valuation is for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender, and the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is: “is there adequate security for the loan?”, not
“will this house require a myriad of minor repairs costing you thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for a typical house cost only £300 – £600 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

4.12 Average

943 Reviews

Anonymous

Our survey was very quick! From booking the appointment to receipt of the report was only 8 business days (booked Aug 7, survey Aug 13, report received Aug 16). The report was very thorough and easy to understand. Would definitely use Local Buildings Surveyors again. Many thanks for your service!

Posted 2 days ago

Anonymous

Have previously used the service and have found it to be easy to use and a great selection of surveyors and prices to choose from. Definitely recommend and will use again should the need arise...

Posted 1 week ago

Anonymous

Very polite and helpful. The survey took place and we received the report the next day. Very pleased overall.

Posted 1 week ago

Anonymous

Very good !! looking for a building survey filled in details and quickly received quotes.just need to pick one.

Posted 1 week ago

Anonymous

Absolutely fantastic couldn't recommend more. Very friendly helpful. Thanks once again

Posted 2 weeks ago

Anonymous

A very good and helpful service, I found a Surveyor, the type I was looking for and having spoken to them a few times I am pleased so far, however the survey hasn’t taken place yet so the 5 stars doesn’t include the survey.

Posted 2 weeks ago

Anonymous

Great platform, was able to select a highly reputable Surveyor in CS Surveying & Architectural Design. The reviews were accurate and John from CS Surveying was incredibly knowledgeable, helpful and thorough. His survey was very detailed and digestible with all facets broken down in to whether they are of concern or not, and to what extent and cost. His communication with myself and the vendors on my behalf has been perfect. Very very happy with the service and the cost.

Posted 2 weeks ago

Anonymous

Very prompt response to my request. I did use one of the local surveyors you recommended

Posted 3 weeks ago

Anonymous

The site was very easy to use and very quick. We compared Surveyors and had a survey done within 7 days. I would use the site again.

Posted 3 weeks ago

Anonymous

Very professional and excellent communication, recommended!

Posted 3 weeks ago

Anonymous

We found a local Surveyor that was able to carry out a Home condition report type survey to our complete satisfaction and at a competitive price, very pleased with the service.

Posted 4 weeks ago

Anonymous

System provided prompt access to the RICS available.

Posted 4 weeks ago

Anonymous

Very useful service to find RICS qualified surveyors.

Posted 4 weeks ago

Anonymous

The survey was really outstanding with the information provided the property.

Posted 4 weeks ago

Anonymous

Very pleased with the service provided by David Straughan. He is professional, friendly and easy to communicate with. Produced a comprehensive home buyers report as requested.

Posted 4 weeks ago

Anonymous

Happy ending.

Posted 4 weeks ago

Anonymous

Very happy with the service I received. I was able to book an appointment in week with ease and have the report sent to me with in a few days. The report is very detailed with pictures and the surveyor was happy to answer question about the report afterwards. Highly recommended.

Posted 4 weeks ago

Anonymous

Prompt, reasonable price amd did a thorough job.

Posted 4 weeks ago

Anonymous

Very quick to contact us and a good survey

Posted 4 weeks ago

Anonymous

Very easy to use, submitted details and what I needed and received several quotes that gave me a good idea on different surveyors and the services they offered. I had excellent communication from Nest chartered surveyors, via email and decided to use them even though they were not the cheapest but still very competitive. Easy to book and informative phone call from the surveyor after he had completed his survey. A few days later I received the full report.

Posted 4 weeks ago

Anonymous

I have used Chris twice recently and cannot recommend him highly enough. Throughout the process he kept us fully informed and, on completion of the survey. answered all our questions on areas we were unsure of.

Posted 4 weeks ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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