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Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home. This is quite extraordinary given that buying a home is one of the largest investments people will make, and ongoing maintenance one of their largest items of annual expenditure.

So, just why SHOULD you get a survey of your new home?

One of the reasons for this is that many people mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects.

Wrong! – The Mortgage Valuation is simply for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender. The inspection will be cursory at best, as the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is:
“is there adequate security for the loan?”, not
“will this house require a myriad of repairs costing thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A professional health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for the average house typically cost only £300 – £800 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered, or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

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2111 Reviews

Anonymous

Andrew was very thorough and helpful.

Posted 9 hours ago

Anonymous

Yes, very easy way to find a professional firm.

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Anonymous

Our second survey carried out by Prinsegate and like last time, the report was very detailed. Highly recommend!!

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Anonymous

Received several replies and chose one. Thank you.

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Anonymous

Great way to get quotes from local surveyors. I went with Navas Associates, who were very good.

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Anonymous

Quick and easy. Good communication

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Anonymous

Excellent service and issues found by the surveyor allowed us to request a reduction in purchase price without any complaint and quibble from the vendor. Saved us ££££ and very comprehensive report on 1910 house.

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Anonymous

Very professional and vert thorough. Went way above what we expected and gave us more time and energy than we paid for.

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Anonymous

The website did exactly what it said and provided a list of 5 surveyors with their quotes for the service requested. I used this as the basis for further looking at reviews of the companies suggested online. The companies also quickly got in contact by email. I subsequently selected Adminout and have had a good experience with their surveyor.

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Anonymous

Fast, excellent value for money and the report was really thorough. Thank you

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Anonymous

Type 2 report good enough to assess property prompt response

Posted 1 day ago

Anonymous

I used Hartree Surveyors. I Had an excellent service. Very approachable & efficient. Advised on the level of survey. A very detailed understandable report. And afterwards have given me good advice on areas flagged up and what to do. Highly Recommend.

Posted 1 day ago

Anonymous

Helpful comments by the surveyor pointing out things that needed to be addressed, something we could have easily missed.

Posted 1 day ago

Anonymous

Easy to use, put me in contact with a friendly and helpful person who did everything I needed.

Posted 1 day ago

Anonymous

When i contacted Sterlingworth Surveyors recently to request a survey on a house I was interested in I found them very polite, friendly and professional. They were able to complete the surveys pretty promptly. Their surveys on both occasions came through within 5 working days. The information in them was comprehensive (as appropriate for the level requested) and the photos very clear. I would have no hesitation in recommending their services.

Posted 1 day ago

Anonymous

A very helpful website. Thank you. It made life much easier.

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Anonymous

Good service a bit slow and had to case up but friendly people and good customer service.

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Anonymous

An excellent service

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Anonymous

Ronan Gillespie completed a building survey for me in December 2021 I found him to be very professional and would recommend him.

Posted 1 day ago

Anonymous

The site was quick and easy to use and provided us with a number of potential options with quotes. Our chosen surveyors Property Surveys Devon, were brilliant. I'd highly recommend both the site and our chosen surveyors

Posted 1 day ago

Anonymous

Good review, on time, very thorough, photos. All I could ask for.

Posted 1 day ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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