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Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home. This is quite extraordinary given that buying a home is one of the largest investments people will make, and ongoing maintenance one of their largest items of annual expenditure.

So, just why SHOULD you get a survey of your new home?

One of the reasons for this is that many people mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects.

Wrong! – The Mortgage Valuation is simply for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender. The inspection will be cursory at best, as the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is: “is there adequate security for the loan?”, not
“will this house require a myriad of repairs costing thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A professional health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for a typical house cost only £300 – £600 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered, or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

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1488 Reviews

Anonymous

Quick and efficient

Posted 8 hours ago

Anonymous

Very professional service, booked in quickly and called to give an overview straight away. Would recommend

Posted 11 hours ago

Anonymous

Toni Griffiths produced a very thorough report for an investment property I am in the process of buying.

Posted 13 hours ago

Anonymous

Helpful, put me in touch with a local building surveyor. The quote given online was lower than the actual quote when I rang the company though.

Posted 13 hours ago

Anonymous

A good choice of surveyors saves times searching through different websites. Results quickly sent.

Posted 14 hours ago

Anonymous

It all worked well as I am not familiar with the area where we are buying and had no idea about how to find a reliable surveyor. Going on this website, I knew they were all RICS accredited and the prices were advertised. The one I chose was excellent.

Posted 14 hours ago

Anonymous

A very useful service, which put us in touch with a gentleman who has completed the survey on the home we wish to make our own.

Posted 15 hours ago

Anonymous

site work well for me

Posted 15 hours ago

Anonymous

I got your quotes but actually hired the surveyor who surveyed the house I am selling. He also did the house I am buying as a private syrvey

Posted 16 hours ago

Anonymous

Very helpful

Posted 17 hours ago

Anonymous

Peter was excellent. Timely, thorough and well structured report, with two very helpful follow up calls on a house that will need a lot of work. Really appreciate the help he has given us on such an important matter.

Posted 17 hours ago

Anonymous

I found this very useful and will be instructing a Surveyor very soon .

Posted 17 hours ago

Anonymous

Requested for a home buyer surveyor and got one without delay. That's great. Thanks

Posted 18 hours ago

Anonymous

We recently used byrom & thomas chartered surveyors who we found on your website and couldnt be more pleased with the service we received and would highly recommend rhem

Posted 18 hours ago

Anonymous

Very good

Posted 19 hours ago

Anonymous

good price, extensive report for the money

Posted 19 hours ago

Anonymous

I needed a local surveyer in an area I was not familiar and found one through this website.

Posted 19 hours ago

Anonymous

Can't comment on the survey itself yet but as far as finding a surveyor it was really quick and easy.

Posted 19 hours ago

Anonymous

Very happy with the Surveyor recommendation.

Posted 20 hours ago

Anonymous

You certainly made me happy for recommending a great surveyor!

Posted 1 week ago

Anonymous

Absolutely fantastic Very quick, really pleased with the survey and got the quote back to me really quick, Also included all other paperwork which I thought I was going to have to find Will defiantly recommend

Posted 2 weeks ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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