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Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home. This is quite extraordinary given that buying a home is one of the largest investments people will make, and ongoing maintenance one of their largest items of annual expenditure.

So, just why SHOULD you get a survey of your new home?

One of the reasons for this is that many people mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects.

Wrong! – The Mortgage Valuation is simply for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender. The inspection will be cursory at best, as the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is: “is there adequate security for the loan?”, not
“will this house require a myriad of repairs costing thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A professional health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for a typical house cost only £300 – £600 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered, or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

4.06 Average

1661 Reviews

Anonymous

Very happy with quality of report and queries answered same day. Compared with other estimates I got for Building Survey the cost was substantially cheaper.

Posted 1 day ago

Anonymous

Very helpful! Very quick! Paid on Thursday and the survey was carried out on the Friday, and the report was emailed to me on the Monday! Great service

Posted 4 days ago

Anonymous

Brilliant website - lots of quotes and able to get a competitive price for survey. Surveyor came back to me almost immediately and a date was booked within an hour. Made my job so easy.

Posted 5 days ago

Anonymous

Good had responses within 24 hours and all going well

Posted 6 days ago

Anonymous

Really good service, it made the process of finding a surveyor so much easier. We used Red Fox surveyors, and Jerry was brilliant, got back to me the same day, answered all of my questions and the survey was completed within five days and we had a really comprehensive report. Would highly recommend them

Posted 1 week ago

Anonymous

We were told by our agent that surveys were not being undertaken or delayed so we contacted Local Building Surveyors and we had 3 quick responses. We asked all companies for examples and GNP surveys came back within minutes with very detailed RICS reports and a large photograph record. They undertook the survey in 2 days and we had the report 2 days afterwards. The detail and help we received was excellent and we were able to chat through the report with the surveyor who is so transparent and so knowledgeable on defects and how to remedy them. Very happy especially as we thought we would not get a surveyor before Xmas. Thankyou Max

Posted 1 week ago

Anonymous

Easy to use and instant results but disappointing that there were only 2 surveyors who quoted.

Posted 1 week ago

Anonymous

Very good - I had three emails from surveyors within the hour and had scheduled an appointment for that week. Very useful and fast service!

Posted 1 week ago

Anonymous

Information received immediately to enable me to make an informed choice

Posted 1 week ago

Anonymous

Very comprehensive and easy to use.

Posted 1 week ago

Anonymous

Received a quick response providing local Surveyors contacts. I quickly found a suitable company who were able to meet my time scale.

Posted 1 week ago

Anonymous

quick, efficient, thorough

Posted 1 week ago

Anonymous

We had cause to use Fox Associates recently and found Carl Fox to be very helpful & informative, he certainly knows what he is doing. Prompt, well mannered & smart. My wife & I would definitely recommend Fox Associates to everyone.

Posted 1 week ago

Anonymous

Joseph mcgeehan answered very promptly carried out survey 3 days later couldn't have been better.

Posted 2 weeks ago

Anonymous

Found the system for locating a chartered surveyor very helpful and efficient I was offered 2 surveyors, and both followed up the same day with a quote and further in-depth details of the services they offer. I would recommend the service to others especially as all the surveyors are professionally trained and operate within the RICS parameters.

Posted 2 weeks ago

Anonymous

I strongly recommend Balckstone. The survey was comprehensive and ready to use for our builder quotation. On top of that, our surveyor was a true passionate about the Victorian building and gave us great recommandation to renovate the house. Really appreciated it.

Posted 2 weeks ago

Anonymous

Very easy to use site. Emailed the results and great quotes given.

Posted 2 weeks ago

Anonymous

Quick and easy to use

Posted 2 weeks ago

Anonymous

Very helpful - willing to answer my questions over the phone and give me basic advice relating to a house purchase issue.

Posted 2 weeks ago

Anonymous

I asked for a review of local surveyors and got two returns, one of which I have engaged.

Posted 2 weeks ago

Anonymous

Very simple to use. There was some confusion as I called the office to be told there were no local surveyors, but within 5 minutes received a call confirming someone was available. Once booked I have received confirmation and the survey is taking place soon, as well as all the paperwork.

Posted 3 weeks ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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