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Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home. This is quite extraordinary given that buying a home is one of the largest investments people will make, and ongoing maintenance one of their largest items of annual expenditure.

So, just why SHOULD you get a survey of your new home?

One of the reasons for this is that many people mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects.

Wrong! – The Mortgage Valuation is simply for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender. The inspection will be cursory at best, as the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is: “is there adequate security for the loan?”, not
“will this house require a myriad of repairs costing thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A professional health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for a typical house cost only £300 – £600 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered, or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

4.11 Average

1375 Reviews

Anonymous

Could not fault the service we received. Friendly and professional. Would highly recommend Alister Woodruff to anyone.

Posted 18 hours ago

Anonymous

Your web site was fine and easy to use. Decided not to use one of the companies that quoted on the website due to their unavailability for the dates requested. Another company did not reply to my enquiry,. The third compantydid get back but by then I had found an independent surveyor to do the work

Posted 22 hours ago

Anonymous

Yvonne arrived on time & after viewing house inside & out she showed me areas of concern. She report she sent was v thorough. I would recommend her.

Posted 1 day ago

Anonymous

Very helpful. The survey was thorough and the photographs are a useful record. Would definitely recommend.

Posted 2 days ago

Anonymous

House sale fell through, I didn’t require survey.,

Posted 3 days ago

Anonymous

Very quick response. Listened to our concerns and reported back. Carried out additional request to measure up 2 bathrooms during survey visit. Top man.

Posted 3 days ago

Anonymous

Yes very good service if he couldn’t answer your call he would or you could leave a quick message We had a good thrower report which we got back with in 12,hours Of him doing it

Posted 4 days ago

Anonymous

Very professional and comprehensive.

Posted 5 days ago

Anonymous

Really good surveyors. Professional service, report emailed timely and very useful content.

Posted 6 days ago

Anonymous

Really impressive service. I was unsure as to wether I needed a home buyers report or a building survey and he was happy to have a look at the property and guide me as to what was best. From the initial contact he was very fast at confirming a date for the survey the following week and then had the report back to us a matter of days later. Would highly recommend and would not hesitate to use again.

Posted 6 days ago

Anonymous

Provided details very quickly

Posted 6 days ago

Anonymous

Used the service to find a surveyor for a home buyers report , we used Wildetrice from Exeter and were very impressed with the prompt professional service they gave us - Highly recommended - thank you

Posted 6 days ago

Anonymous

Good comparison site

Posted 6 days ago

Anonymous

We used Redwing surveyors and they were very good.

Posted 6 days ago

Anonymous

Just brilliant! We had issues trying to arrange our survey directly with a surveyor previously recommended to us but this was so much easier - and more professional! Value for money and service was excellent.

Posted 6 days ago

Anonymous

The service I needed was quick and easy to find.

Posted 6 days ago

Anonymous

Great service and really helpful on phone.

Posted 6 days ago

Anonymous

Did a very good job the money we paid saved us thousands

Posted 6 days ago

Anonymous

Very easy site to use and our surveyor (CKconsultancy solutions)based in Coventry I would highly recommend as was very thorough and precise with his report.

Posted 6 days ago

Anonymous

The surveyors report we received was excellent, easy to understand and had all the information we needed. The surveyor was prompt and very reasonably priced.

Posted 6 days ago

Anonymous

I am very glad that I chose Local Building Surveyors. Using them helped me find a Surveyor who suited my needs and offered a very efficient service.

Posted 6 days ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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