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Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home.

One of the reasons for this is that they mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects. Wrong! – The Mortgage Valuation is for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender, and the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is: “is there adequate security for the loan?”, not
“will this house require a myriad of minor repairs costing you thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for a typical house cost only £300 – £600 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

4.11 Average

1254 Reviews

Anonymous

A lot of options were provided including different costs and the experience of the providers. 4 of them emailed me within hours and within 4 working days I had a surveyor on site. Brilliant

Posted 19 hours ago

Anonymous

The team were very thorough and professional, throughout. Very timely and very customer facing. Very impressed.

Posted 2 days ago

Anonymous

Very easy to find a surveyor and made the whole process less stressful. Would definately recommend.

Posted 3 days ago

Anonymous

I used Capstick Surveyors in May 2020 for my house purchase Steve was punctual and professional he kept me updated at all times. The report was sent to me very quickly no waiting for weeks. I would have no hesitation recommending Capstick Surveyors to anyone.

Posted 1 week ago

Anonymous

‘I found Capstick Surveyors through www.localbuildingsurveyor.co.uk , Steve got in tough with me the morning after I’d put an enquiry and talked me through the various options a available for surveys. We had a Building Condition Survey carried out on the property, this was very comprehensive and included advice on energy efficiency savings as well as detailing costs for any work that needed to be carried out. The whole process from finding Capstick Surveyors to reviving the report was done in just over 1 week, a great service.

Posted 1 week ago

Anonymous

Great service, was able to find a surveyor very quickly and Steve at Chapstick Surveyors got in touch the next day and talked through all the options for having a survey. This was all booked in and completed within a week of me making an enquiry, great service

Posted 1 week ago

Anonymous

Quick response to emails, very detailed report which was also delivered in a timely manner, very professional and knowledgable

Posted 1 week ago

Anonymous

The site was simple to use and the surveyor was so friendly. Thank you so much

Posted 1 week ago

Anonymous

I found Local Building Surveyors to be quite useful. Through contacting the site, I was graciously given contact details of a person, by a surveyor, who was an expert on the Party Wall Agreement who was very informative. I was also contacted by another surveyor who also offered his services. Thank You

Posted 2 weeks ago

Anonymous

Great service, easy to use. Had 2 quotes come through. Fast and efficient, would use again.

Posted 2 weeks ago

Anonymous

Fantastic put where I need a survey done they sent me 4 surveyor's, them emailing me back and a survey booked all within 20 minutes

Posted 2 weeks ago

Anonymous

Really straight forward painless process, very happy and would come highly reccommend!

Posted 2 weeks ago

Anonymous

Had an excellent experience, quick and efficient. Thanks!

Posted 2 weeks ago

Anonymous

Excellent service from start to finish very professional, very detailed report , would highly recommend.

Posted 2 weeks ago

Anonymous

I have to say that I did not expect a positive response. However, within a short time of my request, I had a reply from a company who could carry out the Job and in turn they were very efficient.

Posted 2 weeks ago

Anonymous

Good response to my enquiry. The one I chose was very thorough and provided a detailed report, including photos of any areas of concern within a few days.

Posted 2 weeks ago

Anonymous

Jim was excellent from start to finish and he communicated the report in a clear and understanding way. I would highly recommend him

Posted 3 weeks ago

Anonymous

brilliant. just what we required without any hassle

Posted 3 weeks ago

Anonymous

The site is easy to use and quotes can’t through quickly. Very happy with it.

Posted 3 weeks ago

Anonymous

Gave several good options in my area.

Posted 3 weeks ago

Anonymous

Plenty of good local choice

Posted 1 month ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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