Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home.

One of the reasons for this is that they mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects. Wrong! – The Mortgage Valuation is for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender, and the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is: “is there adequate security for the loan?”, not
“will this house require a myriad of minor repairs costing you thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for a typical house cost only £300 – £600 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

4.14 Average

1054 Reviews

Anonymous

Very good company, easy to find what I was looking for and a good array of surveyors available

Posted 3 hours ago

Anonymous

Very fast service, extremely competitive price

Posted 3 hours ago

Anonymous

Quickly received several surveyors' information & booked my surveyor from this list.

Posted 7 hours ago

Anonymous

Very good the efficient. Will definitely recommend.

Posted 7 hours ago

Anonymous

A great way to find a local chartered surveyor at a reasonable price, as you were approached by email by at least 4 genuine RICS surveying companies.

Posted 1 day ago

Anonymous

Great way to search for surveyors and lots to choose from

Posted 4 days ago

Anonymous

could you give me a quote for a home survey plus mortgage valuation please

Posted 1 week ago

Anonymous

Excellent service and communication from start to finish. Team were very polite, helpful and very knowledgeable about the whole process. Very competitively priced. Would definitely use again in the future

Posted 1 week ago

Anonymous

Website was easy to use and surveyor I chose from those suggested was very thorough

Posted 1 week ago

Anonymous

Paul, was very professional and did an excellent job. We would gladly recommend him to carry out a fast and efficient survey. As they say" you get what it says on the tin". Thank you

Posted 2 weeks ago

Anonymous

Response was quick and booking was easy to make.

Posted 2 weeks ago

Anonymous

He was able to fit us in for a home buyers report at short notice. We had a very ind-depth telephone conversation the same evening and the report followed 10 days later. We were very please with this service.

Posted 3 weeks ago

Anonymous

The surveyor we used was very helpful, quick and provided a very informative home buyers report. The site is very helpful when you are not based in the area the survey is required.

Posted 3 weeks ago

Anonymous

the system seemed easy to use and we found a good local surveyor at a reasonable price who responded quickly and did the work promptly in a way which helped our purchase decision

Posted 3 weeks ago

Anonymous

I contacted 3 of the list and found them helpful but none had experience in EPC Exemption claims Registration but they were very helpful

Posted 3 weeks ago

Anonymous

Really happy with service I have recieved. Real professionals. Few times notifications and reminders before servey. Surveyor(His name was Raj) was on top of his role and his engagement was brilliant. Inspection of my property was done perfectly A to Z. And all information which I gave was recordec. Report been sent over within week which I believe was responsible. Thank you great team. Highly recommend you.

Posted 3 weeks ago

Anonymous

Great service. Had offers from a number of surveyors and picked the local company who were able to carry out the surveyor very quickly and efficiently. Thank you.

Posted 3 weeks ago

Anonymous

The site made the search and use of a surveyor very easy indeed.

Posted 3 weeks ago

Anonymous

Not used one yet, but from telephone conversations, very impressed with the responses.

Posted 4 weeks ago

Anonymous

Good interface, and all three surveyors who 'quoted' via the platform subsequently contacted me. Obviously these three were only a very small part of the pool of local surveyors, however

Posted 4 weeks ago

Anonymous

Brilliant service and very thorough report received. Our surveyor gave a market value less than we had offered for the property which led to us doing further research and ultimately trying to renegotiate our offer. We didn't get very far and eventually had to pull out, but I'd rather do that at this stage than live with regrets. I would highly recommend our surveyor and will use him again once I've found a new home.

Posted 4 weeks ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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