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Why should you get a survey?

Statistics show that only 20% of home buyers in the UK undertake an Independent Survey prior to buying a new home. This is quite extraordinary given that buying a home is one of the largest investments people will make, and ongoing maintenance one of their largest items of annual expenditure.

So, just why SHOULD you get a survey of your new home?

One of the reasons for this is that many people mistakenly believe that the “Mortgage Val” is sufficient and will flag up any defects.

Wrong! – The Mortgage Valuation is simply for the mortgage lender to check that if you default on repaying the loan there will be enough value in the house for them to sell it and recover the outstanding amount of the loan.

A mortgage valuer appointed by your lender is not working for you, they are working for the lender. The inspection will be cursory at best, as the lender is not bothered if the roof leaks, or if it has structural cracking that will cost you, the new owner, money, as long as they can sell it for more than the amount of the loan if you default.

The question posed to the mortgage valuer is:
“is there adequate security for the loan?”, not
“will this house require a myriad of repairs costing thousands over the next few years?"

This is why you should ALWAYS have an independent survey done on your new home. A professional health check on your new property will flag up any major issues and enable you to make an informed decision about whether to proceed, and at what price. The survey will also give you peace of mind and enable you to budget for the future costs of ownership.

Surveys for the average house typically cost only £300 – £800 (+ VAT) and it is likely that the surveyor will save you his fee several times over by flagging up issues before you sign on the dotted line. This will enable you to budget for these repairs, or even to revisit the agreed priced if this is felt to be the most appropriate course of action.

Getting a survey isn't just applicable to older properties - there are plenty of instances of new build properties with very significant defects. Although many of these will be covered by a warranty, some will not, and others may only come to light much later, leading to protracted disputes and possibly affecting subsequent resale. A survey by a qualified professional can identify latent defects and help ensure these are dealt with during the builders 'snagging' process and during any warranty period.

Our website has been designed to help you find an appropriate local Chartered Surveyor, and will enable you to obtain up to five Instant, Free, No obligation estimates for standard survey types. The most popular of these are the RICS HomeBuyer Report, a standardised survey most suited to conventional properties built in the last 150 years, and the full Building Survey (frequently referred to as a Structural Survey). The Building Survey is a more in depth survey; although suitable for any property, it's particularly appropriate for older, or unconventional buildings, or those that have been significantly altered, or where you are planning significant renovation, as these often have less obvious defects.

Finally, if you are only looking for a valuation, you can search for a Valuation Survey - this will return quotes by surveyors who are RICS Registered Valuers who will perform the survey in accordance with the RICS 'Red Book' valuation standards. For information on the RICS Registered Valuer programme click here

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User feedback for our Find a Surveyor service

4.06 Average

1719 Reviews

Anonymous

Good service

Posted 11 hours ago

Anonymous

Very good service and the response is really quick.

Posted 16 hours ago

Anonymous

I used Tony from The Good surveyor , and found her to be polite and very approachable during our conversations on setting up the Survey for my property. She was punctual on the day of the survey and followed all the Government guidelines on Covid19 during the visit. All round very happy with the Report and service from The Good surveyor, she lives up to that name without fault.

Posted 1 day ago

Anonymous

Local Building Surveyors made an overwhelming job an easy, quick and successful one. I was contacted straight away by companies. I made my decision to go with a local company and my survey was booked for a week later. I would recommend them.

Posted 1 day ago

Anonymous

It was easy to find a surveyor in an area we are not familiar with. Information provided from our serach about the surveyor was informative. Our surveyor, Jake Rainsbury, contacted us within 24 hours, he is very efficient and professional. He contacted our estate agent and all has been arranged to our satisfaction.

Posted 2 days ago

Anonymous

Of the two surveyors who contacted me, I chose one who has been extremely helpful. Also, the price quoted is extremely favourable.

Posted 5 days ago

Anonymous

Excellent service as it enabled me to find two great surveyors. They both had fantastic credentials and were very professional and well priced!

Posted 6 days ago

Anonymous

Chris Seal was very helpful, whilst we ended up not needing his service he was professional and extremely knowledgeable. Chris provide us with pro-bona advise that resulted in us not needing a site survey. I would have no hesitation in recommending Chris to those requiring his services.

Posted 1 week ago

Anonymous

Very good service. The surveyors they recommended where great.

Posted 1 week ago

Anonymous

Excellent service and a comprehensive report that followed was a great help

Posted 3 weeks ago

Anonymous

Quick and easy service that gave me great quotes and helped me to find a Surveyor

Posted 3 weeks ago

Anonymous

Surveyor got in touch immediately. Excellent service

Posted 3 weeks ago

Anonymous

In short,- absolutely superb, approachable, friendly, knowledgable and fast. Jaromir and his team are excellent.

Posted 3 weeks ago

Anonymous

its a Good way to collect info on pricing and understanding of the services and availability

Posted 3 weeks ago

Anonymous

After ringing a local surveyor for a homeowners type of survey, we entered the relevant details on "Local Building Surveyors" and the price for the surveyor we chose was just over half. Brilliant!

Posted 3 weeks ago

Anonymous

The service is most useful as it makes short work of finding a surveyor......well pleased!

Posted 3 weeks ago

Anonymous

Darren came round was friendly polite and knowledgable.

Posted 3 weeks ago

Anonymous

Very quick and efficient service

Posted 3 weeks ago

Anonymous

Excellent customer service all the way from booking through to the actual survey. Thank you

Posted 4 weeks ago

Anonymous

Got an appoiment for the buildign survey super quick, good price for the full report. I had receive a call on the day the survey was done to hightlite the faults very happy with the service provide by Zaid, will use again in the future for sure. Pedro

Posted 4 weeks ago

Anonymous

Got an appoiment for the buildign survey super quick, good price for the full report. I had receive a call on the day the survey was done to hightlite the faults very happy with the service provide by Zaid, will use again in the future for sure.

Posted 4 weeks ago

What is the RICS?

RICS - London

The Royal Institution of Chartered Surveyors is the organisation responsible for the training and regulation of Chartered Surveyors. To be listed on Local Building Surveyors, surveyors must be either a RICS Member (MRICS/FRICS) or a Firm Regulated by the RICS, so you can be assured that your survey will be carried out by a fully qualified regulated professional.

Find out more about the RICS

What Survey Do I Need?

What type of survey do I need?

If you are looking for something more than a simple property valuation (highly recommended if you are buying a new property), there are two common "standard" types of survey.  Check out the links below to find out more:

RICS HomeBuyer survey

Building Survey (Structural Survey)


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